DenverTechInsurance.com is a part of Consolidated Benefits, Inc. We provide top business coverage for your startup or tech business and employees.
Our mission is always to provide you the best tech coverage at the lowest cost to protect your business and assets. When it comes to employee benefits, we provide your employees the best coverage available that pays out the most cash benefits to YOU at time of claim for the lowest premium out of your pocket. We work with top insurance companies and find the best coverage based on your companies unique exposures and needs.
Our area of expertise includes:
Cyber Liability Coverage which covers your business in the case of ligation due to breach of security, hacking, etc.
Technology Errors and Omissions/Professional Liability Coverage which protects your business from litigation related to your advice for a client, breach of contract, performance with deliverable beyond the deadline
Business Owners Coverage which covers business interruption due to fire, outage, and other liability
Key Man Coverage for Buy Sell Agreements to protect founders and co-founders from the real problem of ending up in business with their sister, brother, mother, father. Provides coverage to buy out the stock in the case of a death of a founder/co-founder.
We can look at the following coverages when your business grows:
Directors and Officers Coverage which covers your officers and any board members brought on outside of the company. Most folks won’t serve on a board without D & O in place
Employment Practices Liability recommended with 3 or more full time employees to protect the owner from lawsuits related to employment practices
Workers’ Compensation coverage is required by law in Colorado for more than one employee with a few exceptions. Workers Compensation Alternatives for Officers of Your Company Yes, you can opt out with other coverage in place. We’ll show you how!
Employee Benefits including:
-Group Health Insurance 2 or more employees required
-Level Funding/Partial Self Funding medically underwritten small group health insurance for healthy groups that can save 20-40% of the small group health insurance market
-PEO Brokerage-Are you “vetting” your PEO? We are finding many startups/early stage companies are getting ripped off by excessive admin fees at a tune of $400-$1200 per employee overcharged annually. We have programs that can save your company thousands of dollars and provide HR, payroll, ERISA compliance along with Fortune 500 type benefits to your employees.
-Colorado Mountain Businesses-We have DENVER RATES available for qualified groups of 5 or more healthy employees.
-Life Insurance (Key Man, Buy/Sell), Paycheck Protection, Gap Coverage and more.
We are licensed to do business in Colorado, Missouri and Texas.
No matter how careful you are, or how much you think ahead, life is often unpredictable. That’s what insurance is for, planning for what you can’t predict. We PROTECT YOUR ASS-ets
What you can count on is the performance and strength of your insurance company. We make it our business to prepare you for the unexpected so that you can get the most out of life. Over 15 years of high level insurance expertise working with all sized clients from individuals and small companies to Fortune 200 clients.
Call 303-471-9424 to set up a consultation about your company’s Employee Benefits and Tech Coverage.